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Thomas Barrio<p><span class="h-card" translate="no"><a href="https://techhub.social/@hosford42" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>hosford42</span></a></span> <span class="h-card" translate="no"><a href="https://mastodon.social/@davevolek" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>davevolek</span></a></span> <span class="h-card" translate="no"><a href="https://spore.social/@RebeccaSolnit" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>RebeccaSolnit</span></a></span> Yes, and I could now answer <a href="https://mastodon.social/tags/Jameson" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Jameson</span></a>'s question: why is it easier to imagine the end of the world than the end of <a href="https://mastodon.social/tags/capitalism" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>capitalism</span></a> ?<br>Because: the ease of obeying (<a href="https://mastodon.social/tags/Weil" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Weil</span></a>), the <a href="https://mastodon.social/tags/proletarianization" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>proletarianization</span></a> of <a href="https://mastodon.social/tags/knowledge" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>knowledge</span></a> (<a href="https://mastodon.social/tags/Stiegler" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Stiegler</span></a>), and the <a href="https://mastodon.social/tags/fear" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>fear</span></a> of <a href="https://mastodon.social/tags/freedom" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>freedom</span></a> (<a href="https://mastodon.social/tags/Fromm" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Fromm</span></a>) form the vicious circle of individual <a href="https://mastodon.social/tags/atomization" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>atomization</span></a> (<a href="https://mastodon.social/tags/Arendt" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Arendt</span></a>), the "catastrophic normality" that <a href="https://mastodon.social/tags/Solnit" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Solnit</span></a> and <a href="https://mastodon.social/tags/Fritz" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Fritz</span></a> talk about... Bring on the <a href="https://mastodon.social/tags/catastrophe" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>catastrophe</span></a>?</p><p><a href="https://mastodon.social/tags/obey" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>obey</span></a> <a href="https://mastodon.social/tags/individualAtomization" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>individualAtomization</span></a> <a href="https://mastodon.social/tags/politics" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>politics</span></a> <a href="https://mastodon.social/tags/philosophy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>philosophy</span></a></p>
<p><a href="https://www.cnbc.com/2024/11/04/homebuyer-average-age-rises-to-56-amid-rising-homeownership-costs.html" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">cnbc.com/2024/11/04/homebuyer-</span><span class="invisible">average-age-rises-to-56-amid-rising-homeownership-costs.html</span></a></p><blockquote><p>The average age of homebuyers is now 56, up from 49 in 2023, according to the National Association of Realtors’ <a href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" rel="nofollow noopener" target="_blank">annual state-of-the-market report released Monday</a>. That’s a historic high, up from an average age in the low-to-mid 40s in the early 2010s.</p><p>The median age of first-time buyers also rose from 35 to 38, while the share of first-timers dropped from 32% to 24% of all buyers for the year ending July 2024. That marks the lowest percentage since NAR started tracking the metric in 1981.</p><p>That’s largely due to rising homeownership costs, he says. The median U.S. home price is now $435,000, per NAR — <a href="https://fred.stlouisfed.org/series/MSPUS" rel="nofollow noopener" target="_blank">up 39% since 2020</a> — while the average 30-year fixed mortgage rate has <a href="https://fred.stlouisfed.org/series/MORTGAGE30US" rel="nofollow noopener" target="_blank">more than doubled to over 6%</a> in that time.</p><p>An 18% down payment — the median percentage buyers put down, according to NAR — on a $435,000 home comes to $78,300. That’s a significant expense, nearly matching the annual U.S. median household income of $80,610, <a href="https://fred.stlouisfed.org/series/MEHOINUSA672N" rel="nofollow noopener" target="_blank">per U.S. Census Bureau data</a>.</p><p>Younger buyers are also competing with wealthier all-cash buyers, whose share of home purchases has increased from 20% to 26% in the past year, the study says.</p></blockquote><p><a href="https://convo.casa/tags/classwar" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>classwar</span></a> <a href="https://convo.casa/tags/USPol" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>USPol</span></a> <a href="https://convo.casa/tags/inequality" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>inequality</span></a> <a href="https://convo.casa/tags/oligarchy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>oligarchy</span></a> <a href="https://convo.casa/tags/gerontocracy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>gerontocracy</span></a> <a href="https://convo.casa/tags/classwarfare" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>classwarfare</span></a> <a href="https://convo.casa/tags/capitalism" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>capitalism</span></a> <a href="https://convo.casa/tags/anticapitalism" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>anticapitalism</span></a> <a href="https://convo.casa/tags/poverty" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>poverty</span></a> <a href="https://convo.casa/tags/proletarianization" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>proletarianization</span></a> <a href="https://convo.casa/tags/structuralviolence" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>structuralviolence</span></a> <a href="https://convo.casa/tags/austerity" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>austerity</span></a> <a href="https://convo.casa/tags/wagestagnation" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>wagestagnation</span></a> <a href="https://convo.casa/tags/studentdebt" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>studentdebt</span></a> <a href="https://convo.casa/tags/healthcare" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>healthcare</span></a> <a href="https://convo.casa/tags/healthinsurance" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>healthinsurance</span></a> <a href="https://convo.casa/tags/housing" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>housing</span></a> <a href="https://convo.casa/tags/rent" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>rent</span></a> <a href="https://convo.casa/tags/homeownership" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>homeownership</span></a> <a href="https://convo.casa/tags/firsttimehomebuyer" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>firsttimehomebuyer</span></a></p>